Medicare Supplement Plans...

  • Have a monthly premium in addition to Medicare Part B premium.

  • They allow you to choose any provider that accepts Medicare.

  • There are no Provider Networks.

Example: Plan "G", Monthly Premium

  • In Idaho, a Plan G, monthly premium ranges from $185 - $250 in addition to the Part B monthly premium that generally is $164.90 for 2023.

  • Depending upon your MAGI (Modified Adjusted Gross Income) it could be more. SEE the “What is IRMAA? chart for more details.

MEDICARE ADVANTAGE PLANS, PART C:

  • Generally most MAPD plans have NO monthly premium, just the Medicare Part B premium.

  • Some other MAPD plans have a low monthly premium from $10 - $20 or higher.

  • Medicare Advantage plans have Provider Networks, either an HMO (Health Maintenance Organization) or a PPO (Preferred Provider Organization).

  • Some HMO’s & PPO’s have National Networks.

MAPD (Medicare Advantage + Prescription Drugs)

MAPD plans offer additional benefits: Dental, Vision, Hearing Aids, Gym memberships, and OTC (Over the Counter) quarterly allowances that ranges from $40 - $90 per quarter.

These “other benefits “ are separate from the Part B, average monthly premium of $164.90